B) $2.00 B) There is an inflationary gap. % of Overall Score. Which of the following best explains why individuals and societies must make choices when presented with. 4 min read december 12, 2021. B) Workers would be better off, and the employers would be unaffected. If you have any questions, ask them in the video comments. Explain. In 2015 the economy is at full employment because actual real GDP is equal to potential real GDP. Guest lecturers include: The Faculty Lectures are available on theAP Classroom Course Resources page,under Overview,as well asYouTube. B) 2010 The next generation appeared to be advantaged by parental exposure to elevated temperatures. The collapse of local fisheries, because of the damage to coral reefs from ocean acidification. Assume that a profit-maximizing, perfectly competitive firm hires labor in a perfectly competitive labor market. 2 years? Lower Prices Same Prices The College Board. Which of the following is the correct calculation of Real Gross Domestic Product (GDP) ? B) there are a large number of rival firms producing more differentiated products "Reef fish inherit tolerance to warming oceans: Thanks to mom and dad, baby reef fish may have to what it takes to adjust to hotter oceans," Ryu Taewoo, ScienceDaily, April 30, 2018. AP CALCULUS. 20 terms. If the government regulates the monopolist to produce the allocatively efficient quantity and provides a subsidy sufficient to maintain zero economic profits for the firm, what price would the government set and what level of output would the firm produce? Test Booklet Name Include . 18 terms. multiple-choice questions with rationales explaining correct and incorrect answers, and. A) The difference between nominal and real GDP. Based on the graph above, which of the following years postdisturbance did sweetgum experience the greatest biomass? 120 seconds. The concentration of CO2 fluctuated between 150ppm and 250ppm until recently, when the concentration rose exponentially. Art Lower Prices $300; $400 $600; $200 a. The table below shows the daily production of clothing or, Include correctly labeled diagrams, if useful or required, in explaining your answers. B) Disinflation E) Real GDP = Nominal GDP - GDP deflator, A) Real GDP = Nominal GDP/GDP deflator . D) Equating marginal private benefit and marginal private cost must have resulted in inefficiencies in the market. Scoring: 2019 Questions 2 and 3 Scoring Sheet, Scoring: 2018 Questions 2 and 3 Scoring Sheet. Q. B) ensure that firms produce the allocatively efficient quantity of output Autumn_Morris_ Micro 302 Final Exam. Given the labor market data above, what are the labor-force participation rate (LFPR) and the unemployment rate (UR) ? C) there are a small number of rival firms producing very similar products E) positive economic profit in the long run. C) Playgrounds are rival in consumption, and the optimal number of playgrounds is three. In the absence of externalities, the perfectly competitive market maximizes economic surplus when. A) prevent the entry of firms into imperfectly competitive markets D) Consumer surplus equals area (a+b), producer surplus equals area (c+d), and deadweight loss equals area (e). C) The dominant strategy for Zeb's is to lower prices. unit 4 macro. 29 . Country X's economy is in an inflationary gap. Explain the relationship between marginal cost and marginal product and marginal cost and AVC and ATC. Progress checks help you gauge student knowledge and skills for each unit through: My Reports highlights progress for every student and class across AP units. E) There is insufficient information to answer the question. Which of the following best describes the trends in atmospheric CO2 concentration and Antarctic temperature over the past 800,000 years? The demand curve for good Y will shift to the right because the goods are substitutes. . C) Immunizations that prevent the spread of diseases, An example of a good that is nonrival and nonexcludable is. Powered by Create your own unique website with customizable templates. E) There is no Nash equilibrium. The letters in the graph represent the enclosed areas. ECON. that prepares students for advanced economics coursework. Use the following links to Alberts AP Microeconomics course to see if you truly understand each of the units: There are two types of FRQs on the AP Micro exam: short answers and long answers. Sign in to AP Classroomto access AP Daily. AP Macroeconomics: Unit 3 Progress Check MCQ. Which of the following can be concluded as a result of this transaction? Fish that were in water with current CO2CO2 levels responded normally to the offending odor, but the fish from tanks with higher CO2CO2 levels didn't seem to mind or detect the smell. Download free-response questions from past exams along with scoring guidelines, sample responses from exam takers, and scoring distributions. Share. Use the payback method to determine whether Preston should purchase this plant. D) there are a small number of rival firms producing more differentiated products 17 terms. C) This will harm lenders with fixed-interest rate loans. i. Download free-response questions from past exams along with scoring guidelines, sample responses from exam takers, and scoring distributions. What is the investments FV at rates of 0%, 5%, and 20% after 0, 1, 2, 3, 4, and 5 years? AP Psychology Downloads. C) a diagonal line C) standardized products It is the only population large enough to be stable. The relatively healthy breeding population on the Chambal is precisely why the massive 2008 die-off here caused such alarm. D) The dominant strategy for Zeb's is to charge the same prices. 27 terms. RowenAntony5. The researchers observed moths on tree trunks and recorded their body color. C) Hyperinflation ReviewEcon.com has you covered! ea1104. On 4/22 EARTH DAY!! j. Natalie_Vissman. **AP, Advanced Placement Program, and College Boardare registered trademarks of the College Board, which was not involved in the production of, and does not endorse, this material. . Brenda Peoples earned $43,680\$43,680$43,680 last year. Which of the following describes the most immediate effect if an invasive generalist species is introduced to the island? Model economic situations using graphs or visual representations. The graph shows the cost and revenue curves for a monopoly that produces teddy bears. Same Prices $100; $700 $400; $500 On 4/20: Complete Unit 1 Progress Check MCQ (multiple choice questions) in My AP (AP Classroom), as well as Unit 1 Progress Check FRQ. 3.8 Multiple Choice Questions. Americans with at Least a Two-Year Degree. Assume the government implements a policy that causes a market to produce the socially optimal level of output. : Complete Unit 2 Progress Check MCQ . Based on a variety of clues, however, [researchers suspect] illegal or accidental dumping of the non-steroidal anti-inflammatory drug diclofenac that was once commonly used on livestock but was banned in India in 2006. were observed that enhanced the next generation's ability to cope with the new, warmer temperatures. Therefore, this will harm lenders with fixed-interest rate loans. They depend on scent to avoid predators, sniff out prey, and find their way home at the end of their lives . Research from the University of Washington and NOAANOAA (National Oceanic and Atmospheric Administration) Fisheries' Northwest Fisheries Science Center shows this sense of smell might be in trouble as carbon emissions continue to be absorbed by our ocean. E) 2017. In 1984 nominal GDP was $10 billion. If you deposit$5,000 in each bank today, how much will you have in each bank at the end of 1 year? stevalii. TB_Unit4ProgressCheckFRQ_608911f1c66486.608911f1cef141.88921253.pdf - AP Microeconomics Unit 4 Progress Check: FRQ 1. Recent flashcard sets. Bring Albert to your school and empower all teachers with the world's best question bank for: Use the following list to make sure you are prepared for any topic that may show up on your particular exam! 36 terms. The offspring's altered gene expression, also referred to as 'acclimation,' allowed them to maximize oxygen consumption and energy use." Monopoly, Deadweight Loss, Shut Down, Fixed Costs, Marginal Analysis, Consumer Surplus, Cross-Price Elasticity, Supply and Demand, Excise Taxes, Tax Revenue, Producer Surplus, Perfect Competition, Supply and Demand, Price Ceiling, Marginal Analysis, Opportunity Cost, Marginal Cost, Marginal Benefit, Monopoly, Negative Externality, Socially Optimal, Per Unit Tax, Dead Weight Loss, Monopoly, Price Discrimination, Consumer Surplus, Economies of Scale. E) a monopolistically competitive firm's demand curve is perfectly elastic, D) there are a small number of rival firms producing more differentiated products, Monopolistically competitive markets are characterized by Which of the following describes a limitation of gross domestic product (GDP) ? Which basic economic. The above payoff matrix illustrates the daily profit for two restaurant owners, Art and Zeb. Excerpted from the AP Microeconomics Course and Exam Description, the Course at a Glance document outlines the topics and skills covered in the AP Microeconomics course, along with suggestions for sequencing. track to see which students are watching each video in each class. . E) The difference between the GDP deflator and the consumer price index in a given year. By mid-January, the dead reptilessome the length of two tall men, lined up end to endnumbered in the dozens. D) The dominant strategy for Zeb's is to charge the same prices. The first entry in each cell indicates the profits for Art, and the second entry in each cell indicates the profits for Zeb. Answer the following questions: a. unit 4 macro. Sets found in the same folder. The diagram describes conditions for a natural monopoly. b. jferr15. D) Consumer surplus and deadweight loss will be zero because all the surplus will be transferred to producer surplus. Get FRQs with included sample responses with a license to Alberts AP Microeconomics. Real GDP in 1984 dollars would be equal to which of the following? E8.D7.C6 5.B4.D3.B2.C1. B) Nominal GDP uses current prices to measure the value of final output, while real GDP uses constant prices. The loans annual interest rate is 8%, and it requires four equal end-of-year payments. Suppose the consumer price index (CPI) was 100 on January 1st, 2017 and 110 on January 1st, 2018 with no changes in nominal wages. Verified questions. The first entry in each cell indicates the profits for Art, and the second entry in each cell indicates the profits for Zeb. As competition for resources increases, the population size of the island's specialist species will decrease. Correct. AP Microeconomics Unit 2 MCQ. How long will it take for the population to double? D) differences in bargaining power B) Art will lower prices, and Zeb will charge the same prices. duck_425299. Requirement. C) Jan's real wage is 25% higher because the CPI increased from 100 to 125. B) Myron gains, while the bank remains unaffected. To obtain Real GDP from nominal GDP and the GDP deflator requires the following calculation: Real GDP = Nominal GDP/(GDP deflator in hundredths). Here are some of the key takeaways: We hope youve found this AP Microeconomics review guide helpful. A) 1 Five banks offer nominal rates of 6% on deposits; but A pays interest annually; B pays semiannually; C pays quarterly; D pays monthly; and E pays daily. Master supply and demand in these Unit 2 AP Micro resources. If the market wage is $12 per hour and the price of the product is $3 per unit, the firm will: answer choices. For a species that is struggling, the fate of this river will determine its future. If the number of sets of 100 resumes is represented by x, express the cost of the resumes, r(x), as a piecewise function of x. Suppose you dont have the $5,000 but need it at the end of 1 year. In years with less rainfall, there are fewer grasses to feed on and the finches rely more on seeds for food. b. Which of the following best identifies the author's claim? The first entry in each cell indicates the profits for Amy's, and the second entry in each cell indicates the profits for Sam's. qui,que, dont. A) The dominant strategy for Art's is to lower prices. Ecosystem A, because its low genetic diversity could have resulted from an event that reduced the variation in the gene pool. The first section has 60 multiple-choice questions (MCQs). The native species on Madagascar are more likely to survive because the island is larger and provides a greater diversity of habitats and resources. 27 terms. have found that reef fish can inherit from their parents the genetic tools to adjust to ocean warming. "Acclimation may buffer populations against the impacts of rapid environmental change and provide time for genetic adaptation to catch up over the longer term." Below are some of my favorite Free Response Questions from past AP Macroeconomics Exams. Her usual work schedule is 50 hours a week. A) discrimination Course & Exam Pages . D) The dominant strategy for Zeb's is to charge the same prices. When you feel confident, use past FRQs to practice your free-response answers. B) a vertical line Answer Key Unit 4 Progress Check MCQ.pdf. Anthropogenic disruptions to Earth's resources can have sudden and severe negative consequences to the health of native species, specifically those whose populations are already threatened. Which of the following is true in imperfectly competitive markets? Recent flashcard sets . The two products are. The best way to use these resources is to go through a unit and then check for understanding on Albert. How large must the payments be to each bank? B) The difference between actual and potential GDP. b. 21 terms. The image shows two different islands and the relative distance to the nearest mainland. AP Psychology Practice Test: Sensation & Perception pdf download. A) Myron loses, while the bank gains. . "When parents are exposed to an increase in water temperature, we found that their offspring improved their performance in these otherwise stressful conditions by selectively modifying their epigenome." Unit 5 Progress Check: MCQ. Which of the following best describes the pattern in the atmospheric CO2 concentration data over the past 200,000 years? create custom quizzes that can be assigned online or on paper. D) Consumer surplus and deadweight loss will be zero because all the surplus will be transferred to producer surplus. Expert Help. search for any question, passage, or stimulus by text or keyword. 2011 Real GDP in 1984 dollars = 2011 Nominal GDP/GDP deflator in hundredths = $15 billion/(200/100) or $7.5. Unit Test #3 OBJECTIVES. The output gap is measured by which of the following? Art Lower Prices $300; $400 $600; $200 Which of the following explains the resulting change in the market? GMAT scores for selected undergraduate majors are shown Images. E) Nominal GDP takes into account the size of the population while real GDP does not. Videos are availablein AP Classroom, on your Course Resources page. When the actual inflation rate exceeds the expected inflation rate, lenders will receive lower real interest rates than expected. Quickly review popular literary works like The Great Gatsby and more, See how scores on each section impacts your overall SAT score, See how scores on each section impacts your overall ACT score. Yukai Resort in the famous Gero Onsen hot spring area of Japan is part of a luxury Japanese hotel chain which performs lean hotel . Learning Opportunities for AP Coordinators. C) Nominal GDP measures how much output is produced within the borders of a country, while real GDP measures how much output is produced around the world by domestic companies. Mortaldragon21. E) Neither owner has a dominant strategy. If the price of an apple is $0.50, the marginal utility per dollar spent for the fifth apple is: (A) 20 (B) 30 (C) 40 (D) 60 (E) 100 AP MICROECONOMICS Scoring Guide Unit 1 Progress Check: MCQ 2. A) $5 billion get rich)? The die-off . The temperature increases by about 12C and then decreases by about 12C. The first entry in each cell indicates the profits for Art's, and the second entry in each cell indicates the profits for Zeb's. Practice questions to help you check your progress for AP Macro Unit 3 . Correct. Suppose that last year is the base year for the Consumer Price Index (CPI). A. dividend retention ratio Ready to practice for you next free response exam? D) mutual interdependence assign to students before or after class to maximize time for discussion. A) Both Amy's and Sam's will lower prices. Its low habitat diversity indicates that Ecosystem C most likely has a low number of specialist species and few species that utilize large territories. A) Deflation 18 terms. 62 terms. U6 MCQ. Assuming a rate of 10% annually, find the FV of $1,000 after 5 years. c. Find the PV of$1,000 due in 5 years if the discount rate is 10%. Download free-response questions from past exams along with scoring guidelines, sample responses from exam takers, and scoring distributions. C) The market for factors of production connects spending by firms to household income. Anterior Upper Limbs. E) The expenditure approach to calculating GDP sums consumption spending, investment spending, government spending, and net exports. Correct. AP Microeconomics Exam Free-Response Questions and Scoring Information Archive. AP Microeconomics will include topics from all units (Units 1 through 6). E) eliminate negative externalities, D) control monopolies and maintain a competitive market environment, The closer income distribution moves toward complete equality, the closer the Lorenz curve moves to Each restaurant has the choice to lower prices for early bird customers or keep prices the same. Disinflation refers to a slowdown in the rate of increase in the consumer price index or inflation. These videos are still very much relevant today. Jan works a 30-hour week for a minimum wage of $10 an hour. Acidic water affects the salmon's ability to sense danger from attacking predators by their sense of smell. Correct. A) Both Amy's and Sam's will lower prices. D) Both Amy's and Sam's will charge the same prices. ap macro unit 3. What will the payments be if this is an annuity due? Lower Prices Same Prices E) There is insufficient information to answer the question. course to see if you truly understand each of the units: Examples of Short Free-Response Questions, For more examples of previous FRQs, check out the College Board archive for, Get FRQs with included sample responses with a license to, To stay up to date and adjust your study plan accordingly, read our. The Graduate Management Admission Test (GMAT) is used by many graduate schools of business as one of their admission criteria. An increase in the price of cameras results in a decrease in the demand for film. The ultimate review guides for AP subjects to help you plan and structure your prep. Not all free-response questions on this page reflect the current exam, but the question types and the topics are similar, making them a valuable resource for students. AP Macroeconomics Unit 2 Progress Check: MCQ. AP Macroeconomics Scoring Guide Unit 4 Progress Check: MCQ 1. d. What is the rate of return on a security that costs $1,000 and returns$2,000 after 5 years? The ability to smell is critical for salmon. E) Workers would be worse off, and the employers would be better off. Welcome to Unit 3 AP Macroeconomics Multiple Choice Questions . katelyn-7-AP Macroeconomics Unit 3 Progress Check. U2 MCQ. Would you rather start with one penny ($0.01)(\$ 0.01)($0.01) and double your wealth every day or start with $1000\$ 1000$1000 and double your wealth every two days (assuming you want to get rich in the long run)? This is the core document for this course. B) Real GDP = GDP deflator/Nominal GDP Which of the following is true of a natural monopoly? And dont forget to like and subscribe! Expert AP teachers across the country can support your course virtually: Supplement your instruction with 30-minute videos on each unit hosted by college or university professors. D) Both Amy's and Sam's will charge the same prices. The AP Microeconomics framework is organized into six commonly taught units of study that provide one possible sequence for the course. AP Macroeconomics Unit 2 Progress Check: MCQ. Criticize the following A) This will benefit lenders with fixed-interest rate loans. The AP Microeconomics Exam includes two sections. A team of ecologists are studying four different ecosystems with varying levels of biodiversity. 1 / 21. 21 terms. D) The economy is producing above its potential output level. Art Lower Prices $300; $400 $600; $200 Birds prey on the moths that are easily visible on trees. a), Assume gadgets are sold in a competitive market, the equilibrium price is $6, and the equilibrium quantity is 500 units. Explain. Both atmospheric CO2 concentration and Antarctic temperature have remained about the same over the past 800,000 years. C) The dominant strategy for Zeb's is to lower prices. assign alongside topic questions to address misunderstandings. Share. Prices have fallen by 5% on average, which results in an increase in the real interest rate (real interest rate = nominal interest rate - inflation). The short-run aggregate supply curve will shift to the right when. D) Firms must lower their product prices to sell additional units. If you are using assistive technology and need help accessing these PDFs in another format, contact Services for Students with Disabilities at 212-713-8333 or by email at [emailprotected]. At the trough of a business cycle, there is a recessionary gap because, at the trough, actual output is below potential output. AP Microeconomics Test. Last year, Myron purchased a $10,000 certificate of deposit with a 3% rate of interest from his bank. question does this decision answer in a free market economy. Fish were placed in a holding tank and exposed to the smell of salmon-skin extract, which indicates a predator attack and usually prompts the fish to hide or swim away. C) there are a small number of rival firms producing very similar products His local print shop charges $91.50 for the first 200 copies and$420 for every 100 additional copies. C) Real GDP = Nominal GDP GDP deflator . Same Prices $100; $700 $400; $500 B) economies of scale B) economies of scale Check your answers AFTER you finish 20.A19.E18.B17.A.16.E15.B14.D13.C12.B11.B10. B) Disinflation In 1977, 1980, and 1982, there were droughts, and the area experienced significantly less rainfall than average. 21 terms. c. Which is more important in determining how fast exponential growth occurs: the doubling time or the initial amount? With these useful resources and practice, you'll feel confident and prepared to . Which statement is true about the approaches used to measure the value of a nation's gross domestic product (GDP) ? What were her average earnings per hour? Question 3. These materials are part of a College Board program. D) the vertical axis The second section is the free-response section (FRQs), which includes one long question and two short questions. Use the following list to make sure you are prepared for any topic that may show up on your particular exam! AP resources are designed to support all students and teacherswith daily instruction, practice, and feedback to help cover and connect content and skillsin any learning environment. They exposed juvenile coho salmon to these three different pHpH levels for two weeks. Speculation ensued among researchers and government officials about what caused the die-off. What operations strategies are important at Girlfriend Collective? For the following situations identify whether the description is a centralized or decentralized organization. "We reared spiny chromis damselfish . 12 terms. Progress checks help you gauge student knowledge and skills for each unit through: multiple-choice questions with rationales explaining correct and incorrect answers, and; free-response questions with scoring guides to help you evaluate student work. E) Jan's real wage is $8 per hour at the end of the year. View Answer Key Unit 5 Progress Check MCQ.pdf from ECON 1302 at The Woodlands High School. Recent flashcard sets. View or download the complete AP exam schedule here. Matt Pedlow, Chelsea High School, Chelsea, Mich. Stephanie Vanderford, Providence Day School, Charlotte, N.C. Carl Coates, Carl Sandburg High School, Orland Park, Ill. Lynda Motiram, Dulaney High School, Timonium, Md. e. Suppose Californias population is 36.5 million people and its population is expected to grow by 2% annually. Test Your Understanding: AP Microeconomics Multiple Choice Practice Questions, 2022 AP Microeconomics Exam FRQ Practice, More Practice FRQs for AP Microeconomics, AP Microeconomics Tips and Review Resources, Summary: The Best AP Microeconomics Review Guide of 2022, AP Microeconomics Course and Exam Description, Quickly review popular literary works like, 1 Hour (includes a 10-minute reading period), explain (using graphs where appropriate) why resource allocation in perfectly competitive markets is socially efficient, explain (using graphs where appropriate) how private incentives can lead to actions by rational agents that are socially undesirable (inefficient) market outcomes, explain equilibrium allocations in imperfect markets relative to efficient allocations (using graphs where appropriate) and why these markets are inefficient, calculate (using graphs where appropriate) the deadweight loss resulting from the production of a non-efficient quantity, explain (using graphs where appropriate) how in the presence of externalities, private markets do not take into consideration social costs or social benefits, explain (using graphs where appropriate) how public policies address positive or negative externalities, define whether goods are rival and/or excludable, explain how the nature of rival and/ or excludable goods influences the behavior of individuals and groups, define government policy interventions in imperfect markets, explain (using graphs where appropriate) how government policies can alter market outcomes in perfectly and imperfectly competitive markets, calculate (using data from a graph or table as appropriate) changes in market outcomes resulting from government policies in perfectly competitive and imperfectly competitive markets, define measures of economic inequality in income and wealth, explain sources of income and wealth inequality, Read through the information for Units 1-6 in the. View SG_Unit2ProgressCheckMCQ.pdf from MAC 2013 at Florida Atlantic University. Cells (terms and definitions ) 39 terms. Click to share this on Twitter & help others! question. This chartshows recommended scores for granting credit, and how much credit should be awarded, for each AP course. What is the firm's profit-maximizing quantity of output? Which of the following is true for both stocks Learning Opportunities for AP Coordinators. When a manufacturer of pain medication reduced the price of the medication by 30%, profits declined by almost exactly 30%. AP Psychology Practice Test: Biological Bases of Behavior pdf download. natelewis_ English Vocab Final. The incorrect answers all use some combination of incorrect values in the numerator or denominator. D) This will harm borrowers with fixed-interest rate loans. D) 0.2 27 terms. \end{matrix} In order to regulate the monopoly to produce the largest possible output without a loss, government regulators would establish a price of Click on the question, try it out, then watch the review video to walk you through it! Correct. In a study of obesity among children, researchers monitor the eating and exercise habits of the participating children, carefully recording everything they eat and all their activity. We cover the important vocabulary, skills, and concepts you need to understand for the exam. I would like to acknowledge the work of Dick Brunelle and Steven Reff from Reffonomics.com whose work inspired many of the review games on this site. 21 terms. Which of the following will happen when the actual inflation rate exceeds the expected inflation rate? The AP Microeconomics framework included in the course and exam description outlines distinct skills that students should practice throughout the yearskills that will help them learn to think and act like economists. C) reduce monopoly profits B) The difference between actual and potential GDP. What type of unemployment describes the situation of factory workers displaced by automation? This playlist includes 122 videos breaking down many core topics covered on both the AP Macroeconomics and AP Microeconomics exams. so check back regularly! AP Exams are regularly updated to align with best practices in college-level learning. Recent flashcard sets. Based on the information, does either firm have a dominant strategy? A) a horizontal line Question 12. Jan's real wage is $8 per hour =Nominal wage/(CPI in hundredths)=$10/(125/100) at the end of the year. E) This will benefit borrowers with variable-interest rate loans. Explain the tendency towards break-even in the long-run in perfect competition. Higher education professionals play a key role in developing AP courses and exams, setting credit and placement policies, and scoring student work. The research team set up tanks of salt water with three different pHpH levels: today's current average Puget Sound pHpH, the predicted average 5050 years from now, and the predicted average 100100 years in the future. The economy of Fisherland is at full employment for which year in the above diagram? Not all free-response questions on . The output gap is measured by the difference between actual and potential GDP. below. A) There is a recessionary gap. Which of the following ecosystem services is categorized as regulating? Lexie_Vanderloo. Free-Response Question and Scoring Archive. A) Workers would be better off, and the employers would be worse off. Ill be adding new videos as often as I can, so check back regularly! Set up an amortization schedule that shows the annual payments, interest payments, principal repayments, and beginning and ending loan balances. If all of the banks are insured by the government (the FDIC) and thus are equally risky, will they be equally able to attract funds?
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